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Does driving semi trucks require a special type of automobile insurance?
Wiki User
∙ 14y ago
Yes. All commercial driving requires both a special type of license as well as a special "rider" on your insurance. However, the legal requirement for the insurance is most likely met by the company that owns the insurance-- that is, the truck is what is covered. So, the law probably does not require you to get additional insurance. As a semi driver, you will eventually want to be insured for personal liability-- so that your family is protected should you cause an accident during your job.
Wiki User
∙ 14y ago
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What kind of special events would require someone to get liability insurance?
There are many reasons to get liability insurance. All states within the United States require at least liability insurance to drive an automobile. Those in medical professions also get a liability insurance called malpractice insurance.
Does driving a utility truck require a special license?
In most states, driving a utility truck does not require a special license. You may, however, have to go through special training depending on the group you work for.
Do I need special insurance to rent an automobile from Hertz rental?
When renting an automobile from Hertz you will be offered the opportunity to take out Insurance for the time that you will be renting the car. It is a good idea to do so since your own auto insurance may not cover specific damages or losses.
Does driving a tractor trailer require a special license?
No, but there is a level of training involved.
Does driving a tow truck require a special endorsement?
For the most part, no, but there are some states which require it (New York is one).
Is there a tax to drive a British car in France and do you need some kind of extra insurance?
France does not impose any tax on foreign cars. Your insurance may impose special conditions, but French law will only require that you have a green card (European insurance card), as well as a valid driving license.
Is special insurance required for tipper vans?
Yes special insurance is required for all "working" vehicles, that is vehicles that do heavy work. Garbage trucks and other Tipper vehicles require insurance that reflects the heavy work they do.
Does insurance usually cover electric wheelchairs?
You usually have to have a special insurance policy to receive insurance on an electric wheelchairs. The reason being they can require a lot of maintenance and can cost up to $15,000.
Do you need short term car insurance if you am moving out of state for a few months but then moving back?
If you have a vehicle that you will be driving you will need to have insurance on it no matter what. You will not need any special insurance. Your regular insurance will cover you while you are out of state.
What states has car insurance for rental cars?
You can buy insurance from any rental car company in every state. Car insurance companies do not sell special insurance just for rental cars but most policies cover you when you are driving a rental car.
Insure Your Young Drivers in Detroit?
Many variables factor into the cost of automobile insurance, but one of the variables that quickly drives up the price of car insurance premiums is a driver's age. Young drivers in Detroit who are under the age of 25 face the highest car insurance premiums because of their age and lack of experience. However, there are several ways to reduce the cost of automobile insurance for young drivers. Follow these tips to insure your young drivers in Detroit for the best possible rates.Coverage and DeductiblesThe quickest and easiest way to reduce car insurance premiums when insuring a young driver is to set the deductibles for collision and comprehensive coverage to $1,000 or more. Raising the deductibles will lower the premiums. Another fast way to reduce the cost of insuring a young adult is to completely drop the collision and comprehensive coverage if the young driver is driving an older model vehicle. However, young drivers should never cut liability coverage.Safe CarOne important variable that car insurance companies use to determine a young driver's premiums is the safety of the car. A car that has safety features like air bags reduces the cost of car insurance and reduce's the insurance company's costs for injuries.Good Student DiscountMost automobile insurance companies offer discounts to young drivers who attend high school or college full time. Students who earn grade point averages of 3.0 or better can earn discounts of up to about 10 percent off of their car insurance premiums.Multi-Policy DiscountsMany car insurance companies offer discounts when a household uses one company for all of their insurance needs. By lumping together car insurance policies and even home insurance, renter's insurance and health insurance policies, drivers can save a lot on their insurance premiums.Safe Driving CourseYoung drivers should ask about discounts that may be offered for safe driving programs. Automobile insurance companies may offer discounts to young drivers in Detroit who attend defensive driving courses, watch instructional DVDs, read driver safety books or who take special safe driving tests.
Day Insurance: A Smart Way To Save?
Day insurance protects you for just one day. The best tip someone can give you about day insurance is to be prepared. Check with your insurance company about day rates for the people in your house for things such as an automobile day rate. You can never be too careful, or too prepared. By knowing the day rates for all of the drivers in your home you can save money. There's no need to add a child on a policy if they aren't going to be driving. For those special occasions when they do get to drive, add them for a day.
