It would in my opinion stay the same. I really don't see why it needs to go up.
Travel insurance for elderly people is offered by multiple insurance companies most famously AARP offers good insurance for elderly also other insurance companies like sunlife.
It may and it may not. It depends on the definitions of an "insured" driver under the terms of your insurance policy and the type of insurance policy you bought. Most standard policies will extend coverage to certain drivers you have given permissive use while others such as low cost "Named Driver" policies extend coverage to no one other than those named on the policy. Contact your insurance agent if you need assistance with your policy language.
If you are "Uninsured", then you are "uninsured. You may or may not be an insured driver on the vehicle owners policy. Just because someone else has coverage for that vehicle does not automatically mean you are a covered driver. The insured should contact the insurance company or the insurance agent to determine the status of an unscheduled driver. Some auto insurance policies will cover the occasional driver while other policies will not. All drivers of a motor vehicle on public roads are required to carry proof of financial responsibility at all times.
Commercial auto insurance, general liability insurance, fleet risk management program, driver acceptance program, and workers compensation insurance. Other policies may be required if you have other operations.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
This is a no brainer ... if the other driver has no insurance, how possibly could their non-existent insurance be responsible for medical? The only recourse here is to take the other driver to court and sue for damages. Chances are you will still get nothing - most likely if someone cannot afford auto insurance, they certainly could not afford any out of pocket medical expenses. This is why most motorists have to carry under-insured and un-insured auto insurance on their policies ... for your own protection.
RV insurance policies have the same kind of deductibles as other insurance policies. You need to contact your insurance company and ask them what the deductible would be depending on the RV you have chosen.
IMG Insurance provides policies for traveling around the world. Some of their insurance policies include short and long term travel policies, travel insurance, emergency evacuation insurance, and many other policies.
Yes, as a general rule the AARP insurance rates will be better for the elderly than other insurance rates. As with anything it pays to shop around to get the best price.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
Universal Life Insurance Policies work by giving death benefits when one dies. Unlike other life insurance policies, universal life insurance policies generate interest over time.
Sure...BUT if they have a wreck while driving, YOU are still responsible for your end AND if they (your friend) sustain injuries in the wreck they had in your car, YOU are responsible for that as well. If they want to drive your car, it is best that they have their OWN insurance policy so if they do have a wreck, you are covered from all ends. (not in all states and/or insurance policies) Rental companies do the same thing--they make sure you have some kind of insurance--theirs or your own.