Asked in Pacemakers
Pacemakers

Does having a pacemaker make you ineligible for term life insurance?

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Wiki User
09/08/2011

No it doesn't.

If you need a pacemaker due to having tachycardia(heart speeds too fast) or bradycardia (heart slows), life insurance is available with a number of impaired risk life insurance companies. the following pacemaker life insurance info may be helpful http://www.lifeinsuranceadvisors.com/pacemaker.html

The main concern for life insurance companies is the risk of infection after the pacemaker is implanted. With that being said, most companies will postpone you for life insurance for a period of 3-6 months after implant. Once this time passes, you may be able to get a policy at "standard" rates or a table rated policy.

All you can do is check with the companies... There's a price for everything.