It depends entirely on the policy.
Med Pay is a coverage for you and your passengers meant to pay quickly without regard to fault for smaller medical expenses such as emergency room visits. If the person also has health insurance the health coverage will pick up after the Med Pay coverage is exhausted.
It is important to have different types of insurance during a life time. A persons health insurance coverage will pay for the loss of the person's sight.
Fortis temporary health insurance is now called Assurant Health. It is health insurance intended to provide coverage to individuals who only need insurance for a short while and do not wish to pay a lot of money out of pocket for coverage, for example those between jobs.
No. You auto insurance has to pay first before the health insurance will begin to pay. Usually they want a letter from your auto insurance carrier to prove that all medical payments coverage on your auto insurance has been exhausted.
According to this website, health.howstuffworks.com, catastrophic health insurance provides the minimum health care coverage and does not usually pay for doctor visits.
Insurance companies have the legal right to terminate insurance coverage when the monthly premium is not paid as agreed.
Generally, a co-pay is a fixed amount that you're responsible for before the insurance coverage starts for a particular medical service.
Med Pay coverage pays medical expenses no matter who is at fault in the accident. If you do not have health insurance or if anyone who rides in your car may not have health insurance this coverage will help. Med Pay is usually not very expensive and pays for emergency room charges or more depending on what limits you choose.
How many people have health insurance? 85% of people in the US have health insurance. 97% of Massachusetts residents have health insurance. How about we help the 15% of people get insurance with tax breaks to pay for their insurance, instead of messing up 85% of the peoples current insurance coverage.
The health services that MassHealth offers are different. The offer different Health Insurance plans. Family insurance coverage and individual coverage.
Your health insurance will cover you no matter how you got hurt. I can take a knife and stick it in my arm and go to the hospital and my health insurance will cover me. The only times your health insurance will not cover you is if you have specific exemptions in your coverage, which are rare.
The only coverage on an auto policy that covers costs for you and your passengers medical expenses is Med Pay Coverage. You health insurance will also pay for injuries. Med Pay is an optional coverage but will pay for an accident involving an automobile even when not in your car.