It all depends on your policy first of all...however your home insurance would cover it if your house fell on your car, aqnd ruined something inside of it...or say something more likely like a tree in your yard falls on your car, it would be covered if you could prove that the damage was post-accident.AnswerIf you have a personal property extension, which I believe is pretty standard on homeowner's policies, your personal property should be covered no matter where it is - in your vehicle, on vacation in your motel room, on a moving van, or while loaned to your neighbor. But, as always, ask your agent. He has read your policy and I haven't.
If you live in Ontario your home insurance will cover contents anywhere in the world, there are restrictions tho. on what and how much. If its under a personal article floater its covered up to the purchuse or appreased amount. if its a laptop for instance, it only has a limit of i believe $2000 and it has no deducatable as well. So good. But its a claim under ur home insurance, might make ur insurance go up.
Car insurance normally does not cover personal content that is not attached to the car. Your car stereo is covered (if it is installed) your iPod is not, nor are your CD's etc... They would however be covered on your home owners insurance, even while in your car. Well not 100%... if you live in Ontario and you get into a NOT AT Fault accident then your contents will be covered under DCPD. other then that no.. home insurance.
Esure insurance offers four different types of insurance - Home, Travel, Pet and Car. Home insurance is normally building and or contents, travel insurance covers medical costs abroad, pet insurance covers vets fees and medications, and car insurance covers your car repairs in the event of an accident.
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
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