Insurance
Homeowner's Insurance

Does home insurance cover car contents?

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2011-03-30 00:35:10
2011-03-30 00:35:10

It all depends on your policy first of all...however your home insurance would cover it if your house fell on your car, aqnd ruined something inside of it...or say something more likely like a tree in your yard falls on your car, it would be covered if you could prove that the damage was post-accident.

AnswerIf you have a personal property extension, which I believe is pretty standard on homeowner's policies, your personal property should be covered no matter where it is - in your vehicle, on vacation in your motel room, on a moving van, or while loaned to your neighbor. But, as always, ask your agent. He has read your policy and I haven't.

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If you live in Ontario your home insurance will cover contents anywhere in the world, there are restrictions tho. on what and how much. If its under a personal article floater its covered up to the purchuse or appreased amount. if its a laptop for instance, it only has a limit of i believe $2000 and it has no deducatable as well. So good. But its a claim under ur home insurance, might make ur insurance go up.

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