First, why is the apartment unlocked? An unlocked apartment can look suspicious to an insurance company. Whether or not the apartment was unlocked, insurance companies are primarily interested in the police report. The police report will determine if there is any indication of fraud.
Second, your items may be covered at up to 10% of the personal property coverage on your home insurance policy. Example: if your home insurance covers personal property contents at $100,000, then you would have up to $10,000 for personal property at another residence. However, b/c this is a secondary residence your items may not be covered b/c you are expected to have a separate secondary insurance policy.
It should. Read your insurance policy, or call your agent.
No it was not stolen.
Often art is bought for a lot of money as an investment or a hedge against inflation, It is wise to insure these items in case they are stolen or damaged reducing or eliminating their cash value to the owners.
Jean-Baptiste Oudry's The White Duck was stolen in 1990.. :)
Pablo Picasso painted about 13,500 paintings in his lifetime. Of these, about 350 of them were known to be stolen.
There were four versions of The Scream - One of the four were stolen from Oslo's National Gallery in 1994 and one from the Munch Museum in Oslo in 2004.
renter's insurence
Probably but that's not very smart to leave your vehicle running and unlocked in an area where it may be stolen. You do have an obligation to mitigate damages to your property.
Life insurance: When you want to provide for your family after you die; Renter's insurance: When your personal possessions are stolen from your apartment; Disability insurance: When you have to take a month off from work because of an injury or illness; Liability insurance: When you cause a car accident that injures other people.
Life insurance: When you want to provide for your family after you die; Renter's insurance: When your personal possessions are stolen from your apartment; Disability insurance: When you have to take a month off from work because of an injury or illness; Liability insurance: When you cause a car accident that injures other people.
No, as long as you have let your insurance company know they car is stolen.
the maccaron
The doors to your car in case it got stolen.
Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!
Leave the car where there are a bunch of cars stolen at, and leave the keys in it and the doors unlocked, then wait a couple of days and it should be gone.
Between 40-50%
Between 40-50%
Renters insurance is inexpensive and offered by most insurance companies. This policy would cover your personal property in your apt, including the sat dish, in case it was stolen, damaged by storm or fire, etc.