Probably but that's not very smart to leave your vehicle running and unlocked in an area where it may be stolen. You do have an obligation to mitigate damages to your property.
If the vehicle is/was encumbered by the original loan then it should be insured. If there is no insurance or the insurance does not cover theft the purchaser is still responsible for the full amount of the loan. The issue of the vehicle being stolen does not affect the legal responsibility of the buyer to honor the loan contract.
Yes. If you signed for the loan, you signed up to pay it in its entirety. Hopefully, your insurance will cover most of it, but the rest is your responsibility.
Yes, the contents coverage portion of your homeowner's policy would cover your bike if it was stolen somewhere other than your house. However, you will still be responsible for the insurance deductible and if its a deductible of say $1000 (typical amount), then unless it was a bike more than $1,000, it makes no sense to even make a claim.
No, they will not.
Yes it does. The cancellation of an insurance policy is not retroactive.
The insurance should pay the loan (if your lucky it'll pay all of it) If there was no insurance then you still have to pay for the loan. I had a car stolen and I had to keep paying for it until the insurance finally paid it off and I was left with $50 in the end to get a new car with.
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
You should go through your own personal insurance company first. They will bundle together an insurance package that will cost less money and cover exactly what you need.
You have to get an individual policy for each car you have. If you want to cover two cars, you need to get insurance separately for each of them.
Compulsory insurance usually refers to the least amount of cover for a product you can buy from insurance companies whilst still being legal in the case of car insurance.
Notify your insurance company and file a claim. Failing this, you will pay the balance owed on the loan. The property that secured the loan, that which was stolen, only acts as security for the lender.
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.