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Q: Does home owners insurance cover a caved in garage roof from snow?
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Does home owners insurance cover repair of garage doors?

If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.

Will home owners insurance cover a detached garage with a caved in roof that needs replacing?

It depends on what your policy says, and what caused the roof to cave in. If it caved in because it was not properly maintained, then the answer is most probably no (say for example the garage is 50 years old and the roof caved in because it just rotted away). If it caved in because it was covered with heavy snow and ice, or a storm or other act of God caused it, then it may be covered if your policy covers outbuildings or other improvements on your property. Start by talking to your insurance agent, but don't give up if they tell you it isn't covered. Read your policy. If it sounds like there is any possibility that your policy might cover it, appeal the denial of the claim and consult an attorney.

Will the home owners insurance cover if my vehicle hit my garage wall?

No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.

Does homeowners insurance cover garage doors?

It would cover you under your Buildings insurance

Does homeowners insurance cover foreclosure?

No. Homeowners Insurance does not cover the owners default on a mortgage note.

Does your home owners insurance cover your foundation?


Your niece drove into your garage door w her car and did 1k damage to the garage should your niece claim it on her auto policy or should you claim it on your home insurance?

Since it was caused by the vehicle, the vehicle insurance should cover it. Most home owners insurance companies would probably make a claim against the auto insurance company, if they covered it.

Does homeowners insurance cover a garage door that was hit be a friends vehicle and his vehicle?

Your homeowners insurance will cover your garage door subject to your deductible since it is part of your house. Your Home insurance does not cover damage to a vehicle though. That's what Auto insurance is for. Your friend will need to contact his auto insurance to fix his vehicle.

Does home owners insurance cover vandalism?

I beliieve it does.

Does home owners insurance cover water damage caused by the neighbor?


Does home owners insurance cover lost jewelry?

Only if you had your jewelry appraised and included it onto your home owners insurance

Will homeowner's insurance cover a basement wall that has caved in?

It just depends on why the wall has caved in. Homeowners insurance is Hazard insurance that provides coverage for certain Perils such as damage caused by Fire, Wind, Hail, etc. Collapsing walls are usually considered a maintenance issue and not an insurance issue depending on the cause. Contact your insurer fro coverage advice.