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Not likely. Under not covered items the section reads; Nesting of infestation, of discharge or release of waste products or secretions, by insects, birds, rodents or other animals.
This is from American Hallmark but I'm guessing is pretty standard language.
Wiki User
∙ 11y ago
Wiki User
∙ 8y agoInsect infestations are generally not covered by homeowners insurance as it is considered a homeowners normal and expected pest control and maintenance routine.
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Will homeowners insurance pay for removal of a tree that could be threat to property?
Homeowners Maintenance ResponsibilitiesActually, If you know the tree is a Hazard, You should have it removed. This is a maintenance issue, Not an insurance issue.The best way to "lose" your homeowners insurance policy is to use it as a home and property maintenance plan.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
How can homeowners insurance pay for homeowners association dues if i cannot pay?
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.
Will homeowners insurance pay for clearing the debris if your home is a total loss?
If you have a normal HO-3 then there is coverall up to 20% of coverage A for debris removal.
Will homeowners insurance pay to remove mold?
No
What happens if you cannot afford the homeowners insurance deductible?
Normally when you buy a house, you will be required to get home owner's insurance and pay a deductible. If you can pay the deductible, you may lose your homeowners insurance.
How can you get your homeowners insurance to pay for new carpet?
You can't.
Is removal of trees knocked over onto a neighbor's property by wind during a storm covered by homeowners insurance - no building is involved?
Yes it is covered. If it can be proven that the neighbor was negligent in not removing dead trees that they knew were dead or should have known. In this case the neighbors homeowners insurance would pay for removal under their liability coverage. In most cases each company would pay for the trees on their property.
Does my homeowners insurance pay for your loss of pay when you fall in your own home and out of work?
No
Does homeowners insurance pay your mortgage if you become disabled?
Homeowners insurance does not cover your mortgage if you become disabled. You would need to obtain mortgage protection insurance for that.
What does homeowners insurance pay for in case of damage to your house?
Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.
Does homeowners insurance pay your house payment if you cant work?
No.
