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Depends on the cause of damage. Need to be more specific to get an answer.
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∙ 15y ago
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Does Homeowners insurance cover damaged shrubbery?
Most certainly not.
Does homeowners insurance cover Clean up after furnace malfuntion?
I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement
Will homeowners insurance cover damaged the foundation settling caused by drought?
No. Movement of earth is specifically excluded by homeowners insurance. This is the fault of the builder for not compacting the earth properly and providing the proper foundation. Home insurance was not made to cover such.
Will homeowners insurance cover a damaged car by the garage door?
No, You'll have to seek coverage for the Car under you Auto Insurance Policy. Now if the garage door was damaged then your Homeowners policy may fix it if it is below your deductible.
Does home insurance cover damaged items in car or auto insurance?
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
Will homeowners cover my car if damaged?
No, That's what Auto Insurance is for. Unless maybe your house fell on your car.
Will homeowners insurance cover damaged tile from the foundation setteling?
No, that is a maintenance issue. Insurance companies don't pay for maintenance on your house.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does homeowners insurance cover roof damage?
Depends on what damaged the roof. They almost always cover it. Call them. If they say they don't cover it, then ask where it says that in their policy.
Will homeowners insurance cover damage to the walkways damaged by trees?
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Will homeowners insurance cover damage to a car damaged at your home?
It depends on the situation but mostly the car insurance comprehensive coverage would cover any damage done in a non-moving accident.
