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Does homeowner insurance cover damage to your house from an ice storm no matter how old the house is?
Wiki User
∙ 15y ago
Yes, and this may not apply to you but may apply to others: if the house is not very well maintained, the insurance company may limit, hold or deny the claim because it may not be able to show that the damage was due to ice. Insurance is not a maintenance policy and depending on the kind of policy you chose (replacement cost or ACV - actual cash value) it may pay for all claims the way you might hope. Talk with your agent to help ensure you have the coverage you want and are willing to pay for.
Wiki User
∙ 15y ago
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Does homeowner insurance cover fire damage to home?
Yes!
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No
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Homeowners insurance No. But a landlords Dwelling Policy yes.
Will homeowners insurance cover replacement windows that sagged due to settling?
Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.
Does homeowner insurance cover damage from a tree falling on an automobile?
No. Comprehensive coverage on the auto does that.
Does homeowner's insurance cover non-flood damage for water in basements?
Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover
Does homeowner insurance cover damage to aluminum siding?
Yes, as long as it was a covered loss. 4lifeguild
Does homeowners cover water damage from a leaky roof?
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Does homeowner's insurance cover a damaged bathroom wall?
Depends on the cause of damage. Need to be more specific to get an answer.
Does dwelling insurance cover damage from animals?
No, the standard homeowner's policy has a specific exclusion for damage due to 'vermin', i.e. animals.
Will homeowner's insurance normally cover a property damage claim which exceeds the liability coverage limit from a car accident?
No.
Does homeowner's insurance cover damage to an automobile due to a hurricane that was in an attached garage at the time the damage was incurred?
No. Automobiles can only be covered by automobile policies. //
