No, The medical coverage portion of your policy (usually $500) is for minor injuries that can occur around the home and is specific to the named insureds. Your home insurance policy is not a replacement for major medical insurance.
If your guest feels you are responsible for their injuries through your negligence then they could sue you for coverage under the liability portion of your home insurance policy.
You mean cover the owner who is listed on the policy? =No!
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.
No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
No, homeowners covers the dwelling. Some policies offer Liability and Medical payments coverage, but only if a guest is injured on the insured property.
It depends on your specific policy. In order to find out if your policy covers an injury caused by a guest, please contact the company that your policy is with.
Homeowners insurance does not cover automobile nor there parts.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No, Your home insurance policy is specific to the named insured(s) property and contents if covered.
Yes. That is covered on a homeowners policy.
All homeowners policies cover damage caused by lightning.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.