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Answered 2009-09-11 15:38:03

Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.

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No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.

You mean cover the owner who is listed on the policy? =No!

Yes. That is covered on a homeowners policy.

A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.

The basic structure of a homeowners policy looks like this:

All homeowners policies cover damage caused by lightning.

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.

No. Damage from insects would not be covered on a homeowners policy.

No, Homeowners Insurance does not provide the coverage of a life insurance policy.

No, but if you have a home warranty policy that policy may cover it.

No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.

NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.

Nope, a homeowners policy does not cover the home owner.

Juat had one stolen and was told no by homeowners policy :(

No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.

There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.

No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.

Depending on your policy, yes it can possibly cover a generator.

No. Your homeowners policy does not cover appliance maintenance issues or degradation due to normal wear and tear

If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.

Your homeowners insurance policy may or may not cover a ripped pool liner. It all depends on the policy form you choose when you purchase the homeowners insurance policy, the policy language and any endorsements. You should check with your agent or insurance company to determine whether it is a covered peril or not.

Yes, The Trust would be named as the policy holder.

Your lawnmower is typically covered under your personal property portion of your homeowners policy, less your deductible on your policy.

Typically, yes. But it depends on the individual policy.

No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.

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