Homeowners Insurance does not provide coverage for motor vehicles.
Depends on the insurance company. There are companies that will insure unlicensed drivers.
Depends on how your policy was set up since technically you allowed an unlicensed driver drive your vehicle.
Generally no because you would need to have a motorcycle policy to cover it separately, as it is a motor vehicle and has to have its own policy. There are some carriers out there that may add the motorcycle to a homeowners policy but it is rare and usually due to specific reasons.
Homeowners insurance does not cover automobile nor there parts.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
All homeowners policies cover damage caused by lightning.
Yes. That is covered on a homeowners policy.
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
No, That would be a homeowners maintenance issue.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.