It depends on the scope of coverage you purchased and the reason for the separation.
Typical perils covered under a home insurance policy are for damages that result from Fire, wind, hail, etc.
Contact your insurance agent to determine the scope of coverage you purchased. He or she will be in the best position to advise you of our coverage.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Yes.
No
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
No, it is just for the house and contents.
No, Homeowners insurance does not cover the cost of property maintenance.
It is possible for a homeowners insurance policy to cover a condemnation. However, many factors are involved including location and size of house before a final decision can be rendered.
No, Your homeowners insurance policy is specific to the property and liabilities of the named insured(s)
No. There is no way that a homeowners policy would cover any medical costs for the insured or any family or household member. That is what health insurance is for not house insurance.
Yes, but usually not much, maybe $200.
No. It's considered wear & tear.
No, That's what Auto Insurance is for. Unless maybe your house fell on your car.