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It depends on the scope of coverage you purchased and the reason for the separation.

Typical perils covered under a home insurance policy are for damages that result from Fire, wind, hail, etc.

Contact your insurance agent to determine the scope of coverage you purchased. He or she will be in the best position to advise you of our coverage.

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Q: Does homeowners cover concreate steps separating from the house?
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No, Homeowners insurance is for the house. it does not cover cars or car accident claims.


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