Yes, But only if you have water overflow endorsement on your policy. Otherwise there would be no coverage.
Homeowners insurance does not cover automobile nor there parts.
Yes.
No, You would need to look for your auto insurance for road accidents
No, Your Homeowners policy does Not provide coverage for your handyman, employees nor any other hired workers.
Your insurance broker can answer your question.
Homeowners insurance will not cover care for patient, but hospice has contracts with agencies that will help in the situation described. Contact the hospice nurse for help.
No, homeowners insurance does not provide coverage for automobiles. The vehicle owner will need to file a claim on the comprehensive portion of their automobile insurance
Contact your insurance Company and ask them. Most homeowners insurance policies will only cover the cost of tree removal if the tree fell on the house, otherwise if the tree fall did not damage you insured property improvements, then it's just the homeowners own responsibility to remove debris after the occasional storm.
Not enough info included in question. Died how? Died due to what? If the death was as the result of an accident or negligence, possibly. More info is necessary.
The comprehensive portion of your auto Insurance would cover damage from a falling limb.
I hope so as got their homeowners policy
No, your neighbour would have to call his own insurance company to get them to come in to take care of the sewage, unless you are some how negligent in the situation your insurance company will not help them.