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Answered 2009-05-13 01:54:13
no - wear, tear is not covered and also defective equipment is not covered. a homeowners policy is not a home warranty
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Does homeowners insurance cover a broken grill due to storm damage?
no it has nothing to do with your grill cause its homeowners insurance.
Does homeowners insurance cover a car that was broken into?
Typically, no. However, your car insurance may.
Does homeowners insurance cover broken windows?
That depends on your insurance provider. Easiest way is to ask them.
Does health insurance or homeowners cover a broken arm from a jump off of a fence?
Your Health insurance.
Does homeowners insurance cover broken underground sewer pipes?
Yes it normally does.
What does insurance companies cover for a furnace that is broken?
Homeowners insurance does not cover the normal and expected maintenance costs associated with home ownership.
Will homeowners insurance cover a broken water hose in the refridgerator?
No. Your homeowners policy does not cover appliance maintenance issues or degradation due to normal wear and tear
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Will homeowners insurance cover broken tv?
Not unless it was broken due to a covered loss. IE Fire, Wind, Hail, etc.
Will homeowners insurance cover broken dentures?
Probably not unless you had the dentures listed as scheduled property on your policy. If you have dental insurance you may have coverage there for lost or broken dentures.
Does homeowners insurance cover cracked and broken front steps on your house?
No. It's considered wear & tear.
Will homeowners insurance cover for broken pipe in concrete slab?
Most will if it is in the slab. Where it can get tricky is when the pipe in in the yard.
Does my homeowners insurance cover a neighbors dog attacking my dog?
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Does homeowners insurance cover a homeowners fall?
You mean cover the owner who is listed on the policy? =No!
Will homeowners cover tire theft?
Homeowners insurance does not cover automobile nor there parts.
Will homeowners insurance cover removal of healthy trees?
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners insurance cover the damages to a uninsured vehicle on the property?
No, homeowners insurance excludes vehicles.
Does homeowners insurance cover vandalism to a visitors car in your driveway?
No. Homeowners Insurance does not coverage for automobiles.
Does homeowners insurance cover demolition?
Yes. That is covered on a homeowners policy.
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