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Very policy dependent make sure to call your agent and review all jewelry coverage. Do note these types of claims are highly suspicious so be prepared to get grilled if you file this type of claim.
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∙ 15y ago
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Does met life homeowners insurance cover theft or robbery from your person while away from the home?
The standard homeowners insurance policy covers theft of your property away from your residence for up to 10% of whatever coverage limit you have. Keep in mind that not only does your deductible apply, but there are also several sublimits for things like cash and jewelry.
Will homeowners insurance cover theft away from home?
Yes it may. Your personal property coverage is usually available worldwide.
Does homeowners' liability insurance cover a personal injury claim from another property?
Not if the injury occurred away from the home No. And also not if any crime was involved.
If your assaulted by a homeowner away from property can you settle your lawsuit through their homeowners insurance?
No, Homeowners Insurance does not provide liability coverage for criminal acts of the insured. It does not matter if your on or away from the property.
If you have a fight in a bar would your lawyer fees be covered under your homeowners ins?
It really just depends on what kind of insurance policy you bought. Some will offer certain limited property coverage while away from home. But typically, Homeowners insurance coverage is limited to your home and property and does not cover criminal activities of the insured anywhere. If you were injured in a Bar fight, you would look to your Health insurance policy for coverage
Does homeowners insurance cover theft or robbery from your person while away from the home?
Some policies do cover this type of theft. The best option for finding out if such a claim might be valid is contacting the issuing agent/agency.
Will homeowners insurance cover slab that has settled and cracked to the extent it has pulled away from the house?
It depends on the specific perils and exclusions of your policy. But generally speaking most insurance policies exclude any damaged caused by settling or earth movement.
Will your homeowners insurance cover damage to your neighbors property caused by fire damage?
Generally no. The only time that your homeowners policy will cover property of anyone else is if you are legally liable for the damages. For instance if you started a fire on purpose for some reasonable need that got away from you and they neighbor demanded payment. In this case you turn it over to your insurance company which will decide how to proceed. You liability section provides coverage for damages and they will provide legal defense in addition to the liability coverage if necessary. I will caution you that liaiblity claims will make you typhoid Mary to insurance companies and you will not have luck getting or keeping homeowners insurance.
Does homeowners insurance cover outside you property?
I'm not exactly sure what you are asking but I will take a shot. If you mean personal property not located on your property then yes, you have coverage of your personal property while you are traveling away from home. Up to 10% of coverage C (personal property) is covered while off premises. I hope this answered your question.
Who is liable if a person's tree falls on a neighbor's house?
Nobody is "Liable" for an act of nature. It does not matter if it was your tree, your neighbors tree or a tree that blew in from 8 blocks away. Your own homeowners insurance policy will cover your property. If your neighbor sustained damage, Your neighbor's Insurance policy would cover damages to his property. Just notify your home insurer of your loss.
Do homeowner insurance policies cover liability issues away from the home?
No
Will my PIP car insurance cover my medical expenses if I don't have health insurance in California?
Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.
