By providing additional living expenses it is reasoned that any loss or work could be kept to a minimum helping to mitigate encumbrance of the property owner to be gainfully employed.
If your disaster is regional in nature in that your place of work also has been damaged then you could likely seek temporary relief through your local Unemployment office until such time as your employer is back in business.
If you are self employed from your home then hopefully you carry Business interruption coverage under your Business or Commercial Insurance policy that would cover lost income.
No, Homeowners insurance does not cover the cost of lost keys.
Contact your Agent and he or she can advise you.
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
Yes, but check your policy as there are limits and additional riders that may have to be purchased.
No, comprehensive insurance only covers damage to your car. Homeowners or renters insurance usually pays for personal effects lost as a result of a vehicle accident.
A call to your insurance company describing why the shingles were lost will answer your question.
Probably not unless you had the dentures listed as scheduled property on your policy. If you have dental insurance you may have coverage there for lost or broken dentures.
If the ring is a scheduled item on your jewelry floater it would be covered subject to applicable limits and deductibles.
A deal in Baggage Insurance can be obtained through some Homeowners Insurance carriers. There are Insurance Policies that cover lost items. An addition cost may be required and some restrictions may apply.
need more info? they lost application? getting a reprint of a policy is very easy. if they lost the homeowners policy application that is something else entirely. did you pay any portion of the premium due? I assume you are posting because you had a loss? You may need legal consultation - insurance agents have insurance (called errors and omissions) to cover them in these types of events (assuming they are responsible)
No. Any loss must be due to a covered cause in order to collect on a claim. Loosing something is not a covered cause. Sorry.
Dentures are something that is generally covered under your Health Insurance policy.