The liability section of the homeowner's policy provides Med Pay coverage for non-insured's (coverage F) and Liability coverage (coverage E) for injury to non-insured's. Liability coverage can include their lost wages. There are a lot of exclusions that could apply and your insurer would have to determine that you were responsible (negligent) for the injury caused in order for coverage E to apply. You would not have to be responsible for coverage F to apply but an exclusion could still be applicable.//
No, Homeowners insurance is not a replacement for medical insurance.
No. A homeowners insurance policy is specific to the property of the named insured.
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
No, homeowners insurance excludes vehicles.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
No, That's what Auto Insurance is for.
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
No, Homeowners Insurance is Property Coverage, not financial or Investment Insurance.
No. They must purchase their own renter's insurance. The homeowners policy for a rental only covers the physical property.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.
Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.
No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
No, Your homeowners insurance policy is specific to the property and liabilities of the named insured(s)
No. The exception would be, if for instance the snowmobile was stolen off the person's property.
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.