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The liability section of the homeowner's policy provides Med Pay coverage for non-insured's (coverage F) and Liability coverage (coverage E) for injury to non-insured's. Liability coverage can include their lost wages. There are a lot of exclusions that could apply and your insurer would have to determine that you were responsible (negligent) for the injury caused in order for coverage E to apply. You would not have to be responsible for coverage F to apply but an exclusion could still be applicable.//

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โˆ™ 2015-07-15 21:15:59
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Q: Does homeowners insurance cover lost wages if someone who does not live there falls on your property?
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Related Questions

Does my homeowners insurance cover another person if they are hurt on someone else's property?

No, Homeowners insurance is not a replacement for medical insurance.


Does homeowner insurance cover someone else property also from theft?

No. A homeowners insurance policy is specific to the property of the named insured.


Does homeowners insurance cover loss of personal property?

If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.


Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?

Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.


Will homeowners insurance cover the damages to a uninsured vehicle on the property?

No, homeowners insurance excludes vehicles.


Does homeowners' liability insurance cover personal injury on another property?

No, your Homeowners Insurance will not. Your Medical Insurance Will.


Does homeowners insurance cover a vehicle if it got hailed on while on the property?

No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.


Will homeowners insurance cover injuries from an auto accident on private property?

No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.


Does homeowners insurance in Washington state cover anything stolen on your property even even if it does not belong to you?

No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.


Does homeowners insurance cover a vehicle stolen off your property?

No, That's what Auto Insurance is for.


Will homeowners cover damage to non owned golfcart if you damage it?

Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.


Does your homeowners insurance cover your sons property in his apartment in another city?

no


Does homeowner's insurance cover ponzi scheme?

No, Homeowners Insurance is Property Coverage, not financial or Investment Insurance.


Does homeowners insurance cover renter's property if you rent the house?

No. They must purchase their own renter's insurance. The homeowners policy for a rental only covers the physical property.


Does homeowners' insurance cover a personal injury claim from another property owned?

No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.


Is the theft of a dog insured by homeowners policy?

No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


Does homeowners insurance cover rental property damages?

No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.


Does homeowners insurance cover car fires when its on your property?

No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.


Does homeowners insurance cover murder?

No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy.


Does homeowners insurance cover losses a friend incurred from being robbed inside the home?

No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.


Does homeowners insurance cover family members helping with remodeling house?

No, Your homeowners insurance policy is specific to the property and liabilities of the named insured(s)


If someone totals your new uninsured snowmobile will his homeowners insurance cover it?

No. The exception would be, if for instance the snowmobile was stolen off the person's property.


Does homeowners insurance cover bodily injury to someone living in the home?

No


What kinds of things does my homeowners liability insurance cover?

When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.