Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.
Yes, but you would have to pay what your homeowners deductible.
yes it does.
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
It depends on how the damage was caused. It must have been caused by a "covered cause".
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, this is considered normal wear and tear.
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.
Generally, homeowners insurance policies exclude property damage that is caused by rodents (vermin). This type of damage may occur over a long period of time and not meet the definition of "sudden" loss.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
no it has nothing to do with your grill cause its homeowners insurance.
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No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
No. Insects are not a covered cause under any homeowners policy. Africanized honey bees should not really cause damage to your home unless you caused damage while trying to get rid of them.