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Does homeowners insurance cover your patio repairs cause by a storm and the cost of removal of trees that caused the damage?
Wiki User
∙ 16y ago
Yup.
Wiki User
∙ 16y ago
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Does home insurance usually cover repairs to storm damages?
Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.
Will homeowners insurance pay for mold removal if it was caused by insulation in crawl space?
mold cannot be caused by insulation - likely location of insulation and cause of moisture will need to be determined for coverage analysis - contact your agent
Does homeowners insurance cover fire damage caused by a visitor?
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Is scabies covered on homeowners insurance?
Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy
Will homeowners insurance cover a cracked foundation caused by an earthquake?
Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.
Will homeowners insurance cover bat removal?
Depends on your policy! Check with your agent. Mine covers removal of guano, repair of damage caused by bats, but NOT the removal of the bats themselves. Subject, of course, to normal deductible. Fortunately, my bat exclusion estimate breaks that stuff out already so it helps for me.
Does my homeowners insurance cover damage to my property caused by tree roots from a neighbor's tree?
Yes, but you would have to pay what your homeowners deductible.
Will homeowners insurance policy cover black mold removal?
Since the mid 1990's, All homeowners policies exclude coverage for mold, mildew and fungus. This is generally considered a maintenance issue or lack thereof unless the mold is resultant of a loss caused by a covered peril. Some companies do offer a mold coverage endorsement for an additional premium payment that can be added to the Homeowners insurance policy.
Will homeowners insurance cover a fire loss caused by the homeowner?
Accidental, Yes. Intentional, No
Does homeowners cover imminent threat to your home?
If I understand your question properly the answer is no. Insurance is not designed to cover maintenance or repairs to the home that were not caused from a covered cause. Such as a dead tree leaning over your home that you think will fall on the house. Not only does insurance not cover removal of the tree prior to damage but it also puts a responsibility on you to remove it before it causes damage. If you know about a threat or should know about a threat it is your responsibility to mitigate the damages.
Does homeowners insurance cover a fireplace falling through the floor?
Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.
