My initial thought on this is that the sprinkler line would be covered as it is attached to house and was damaged by a tree being blown over by wind. That is unless you happen to have an insurance policy that excludes wind damage which is not uncommon in hurricane prone areas.
No. The neighbor would have to prove that you were negligent in causing the damage to their automobile and that you knew or should have known the damage would have occurred. This is almost impossible to prove without the neighbor stating that they knew which would negate the coverage. All they had to do was park the vehicle elsewhere. The best thing would be for the neighbor to file the claim on their auto policy and then if the negligence was an issue the two insurance companies can work it out between themselves.
Newton's third law of motion. The turning of the sprinkler head is the equal and opposite reaction to the water leaving the sprinkler nozzles. The water goes out and the sprinkler nozzle is pushed backward, turning it in a circle because the arm is attached to the middle of the sprinkler. The higher the water flow, the faster the sprinkler spins.
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