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My initial thought on this is that the sprinkler line would be covered as it is attached to house and was damaged by a tree being blown over by wind. That is unless you happen to have an insurance policy that excludes wind damage which is not uncommon in hurricane prone areas.

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โˆ™ 2005-10-10 22:30:36
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Q: Does homeowners insurance cover parts of underground sprinkler system damaged due to tree uprooting from hurricane?
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Related questions

Will you get a discount on homeowners insurance if you install a sprinkler system?

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Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


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An underground sprinkler system will help your yard to be always have a green and lush lawn and it provides a better convenince.In an underground sprinkler you can always keep track of how long you've watered the area.


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