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Does homeowners insurance have to have the name of the owners on the policy?

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Wiki User
2015-06-05 17:26:19
2015-06-05 17:26:19

Yes. The legal owner must be named as an insured on the policy. It is illegal to insure the property of another where no insurable interest exists.

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2010-05-21 03:08:26
2010-05-21 03:08:26
The Named InsuredYes. It is a legal issue.

A homeowner's policy insures the named insured for damage to their home. This assumes the named insured maintains an insurable interest in the house, meaning that they have not sold it to someone else. The policy cannot be transfered to a new owner.

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Yes, of course. The current owners on the policy have to pay for the insurance policy, This is why this policy states that it is a homeowners policy.

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If it is your home, just look at your insurance policy. It will always tell you the name of your insurance company.

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Answer:As long as you have the owners name on the insurance as owner you can insure it under your own policy

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A homeowners insurance policy should be in the name of the owner(s) of the property as listed on the property deed. Also considered to be insured under the policy are all household residents. Children who are immediate family members and who are temporaily away at boarding school or college are still members of the household.

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The owners name is listed on the life insurance application unless it was changed at some point. Any change was also mailed to the policy owner and should be added to the policy. Only the owner can make changes to the policy.

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There are a substantial amount of business that offer homeowners insurance in your area so without the specific name of yours I am unable to find out where you should go to get your policy number. If you are looking to find your existing insurance information then you should conduct a search on the internet using the insurance company name and city which should bring it up. If you are looking for new insurance company you could contact Allstate which has a very good reputation @ 345 South Coast Highway 101 in Encinitas @ (760) 479-1370

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Yes, you situation can result in a denial of coverage.Homeowners insurance is property and liability coverage specific to the property of the named insured(s). Since your father has died, You have to buy insurance in the name of the new owner

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Yes, anyone with an interest in the property should be on the homeowner's insurance to protect their "share" of the property. If there are multiple owners, they can all share one policy, but it needs to name all of them, otherwise, when someone makes a claim, the insurance company may refuse to pay for damage to something in the home that belongs to the uninsured owner.

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Bankruptcy and Homeowners InsuranceYes, You should continue your homeowners Policy until such time the the property has been transferred back to the lender or to another owner.So long as the property is in your name, whether your in bankruptcy or not, you are still liable for any damages.

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does the name on the insurance policy have to be the same as the title in anderson south carolina

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You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.

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You should review your insurance policy. The name of your insurer will be displayed on your policy declarations page.

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You can call the insurance company and provide your policy number, and they can provide any details on your policy, or send a duplicate policy if the original was lost.

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if you allowed that policy to expire and your ex purchases another policy without your name on it. That would be your ex spouse who excluded you from the policy, not the insurance agent.

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It depends on where your name is listed. It would be nice to have your name listed on the 1,000,000 life insurance policy of your 78 year old neighbor.

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the standard homeowners policy excludes damages caused by rodents, insects and vermin. some states expand this language even further to name the specific types. all policies would include a deductible - the average stove may not exceed the deductible anyhow.

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21st Century insurance provides a couple of types of insurance. To name a few: car insurance, homeowners insurance and all it's aspects and life insurance.

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Insurance is needed every time there is an uncovered risk.For a vehicle anytime you have one registered in your name. For homeowners when you have a mortgage.

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Auto insurance should always be in the name of the owner of the vehicle. The only time it is allowed to be otherwise is in the case of family situations such as husbands and wives and children members of the household. Since an insurance policy is a legal contract you cannot insure a vehicle that you do not own. If you do so the policy is void and the company cannot pay the claim if it occurs.

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Contact the vendor of the insurance policy. There will be an address on the policy, and if the address is no longer valid search for the company name in Google.


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