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Answered 2013-06-07 23:53:15

Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.

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No, Plumbing maintenance and repairs are not covered by a Home insurance policy. Your homeowners insurance provides protection from losses that result from the policies covered perils, Typically, Fire, Wind, Hail, falling objects etc.


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