I'm almost positive that the answer is "yes", especially if the insurance company has already reimbursed you for your losses.
the Atlantic mutual insurance company from New York insured the titanic. Company paid $100000 in hull coverage.
holder
FDIC only insures bank deposits. Insurance company obligations are insured to certain limits by state insurance guarantee boards. If you contact your state insurance department, they can provide you with the limits of that state's coverage.
You should double check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.
Sure. Remember that an insurance policy is a legal contract wherein the insurance company agrees to accept risk from the policy holder according to the terms of the contract. If the policy holder does not live up to the terms of the contract then the insurance company may deny coverage. For example, if the person lied to the insurance company on the application then the insurance company may deny coverage. One of the terms of the policy is that the insured agrees to inform the insurance company of all residents of the home as well as regular drivers. If the insured does not list his 17 year old child who drives one of the vehicles regularly and lives in the house and then the child has an accident the insurance company could not be expected to provide coverage for the accident. Since the insured broke the terms of the policy which is a legal contract then the company probably will not provide coverage because the insured committed material misrepresentation and lied in a significant manner on the application.
Holiday insurance is one type of travel insurance. You buy the coverage from a company and are then are insured in case of problems that arise throughout the trip.
An insurance company sends an inspector to evaluate a risk. Depending on the coverage, the inspector will report on what the insured does and/or on-site conditions. The inspector does not determine if coverage will be bound. They only report what they see within context of the coverage.
The Owners Vehicle Policy offers primary first pay coverage. Any policy carried by the driver would invoke as secondary coverage.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
Insurance is the financial instrument invented to protect people from significant financial loss. The basic way insurance works is that the insured person pays a premium to the insurance company in exchange for insurance coverage in the event that something happens. When something does happen that would have otherwise financially ruined the insured, the insurance company pays for it. The insurance company makes money by playing the odds that all the people they will insure will not need insurance all at the same time and that the premiums they pay will outweigh the coverage they will need.
A company that is fully insured goes to an insurance company and buys insurance. A company that is self insured does not buy insurance and plans to pay any claims out of the companies "pockets". For instance, if you own a home but choose not to buy home insurance, you are self insured if you should have a fire.
Commercial property insurance is important so that a company would not be at risk from fires, theft, and some weather damage. In the event of a disaster, the insurance company would cover any loss. The amount of coverage is between the insurance company and the insured.