Heck Yeah UNLESS your policy does not cover it
No. Insurance does not cover mechanical problems.
cover
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
er damage caused by windows
Yes.
No
It should but you need to specify which insurance you have.
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
Only if it was caused by a collision or sabotage.
It depends on what caused the black mold. Most insurance will not, it will probably only cover the damage that may have caused the mold if there was any.
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
It depends on who caused the damage, and what the agreement with insurance is.