Typically, yes. There is no one there to insure that it isn't broken into. If something goes wrong, there isn't anyone to take immediate action to get a leak fixed, or call the fire department or to stop someone breaking in and taking things out of the house.
No. It is a Federal Crime ( a felony ) to profit from an insured loss.
Unoccupied home insurance helps protect your house when it is empty. It covers what regular home insurance does not, in the case that your house is left unoccupied for a month or more. It covers damage in the case of fire, earthquake, explosion and lightning.
no it doesn't cost more,but your car is not vauled the same.
To the insurance company, your mortgage balance has no impact on how much insurance coverage you need for your home. Homeowners insurance is based on the replacement/reconstruction cost of your home.
yes of course.
Yes
Yes a conversion van will cost more to insure than a traditional mini van or cargo van. A conversion van has a higher value and is thus more costly too replace if lost.
check with your insurance company. Typically economy cars like the Corolla cost much less to insure than larger more expensive models.
Many homeowners believe that their insurance company will provide coverage for a house in which no one is living. This is true�but only to an extent. If your home is unoccupied for 30 days or more, you need unoccupied house insurance. If your insurance company discovers that no one is living in your home, your policy could be cancelled. Why? Unoccupied residences are prime targets for thieves and vandals, therefore making them high risk. Unoccupied house insurance is an attractive option for consumers who are moving, experiencing extended vacations, or have emergencies that take them away from their residence.
Home insurance in Florida costs varying amounts, depending on the specific location, the likelihood of natural disasters in the given location, the amenities of the home in question, and the credit of the homeowner. Coastal properties in Florida are prone to natural disasters, so they will probably cost more to insure.
What is a category D car
For what? To mail? To insure? To overnight? Please be more specific!