State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered. Different policies are, well, different, so they may cover yours, but they very well may not. We blog on this subject some. Please contribute to it to help us create a comprehensive database of insurance company slab leak experiences.
yes but it depends on your coverage plan
The coverage for water damage varies from policy to policy, and almost always there are exceptions or exclusions.
For example, many homeowner's insurance policies will cover sudden water damage, but will not cover damage from a slow, long-term leak. And water damage from a flood would be covered under a separate flood insurance policy, and not under your homeowner's insurance.
It is a good idea to review your policy and consult with your insurance agent to make sure that you won't have any unpleasant surprises where you thought it would be covered but it isn't.
I understand, from conversation with State Farm agents, that yes, State Farm, at least here in Colorado, does cover damage done by raccoons, even though State Farm policies may not cover damage done by "rodents" or "vermin". Raccoons are generally considered to be "wildlife" and thus, damage done by them is treated similarly to dmaage done by their distant cousins, bears.
No.
yes,yes they do
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered.
It depends on how the damage was done by the bird.
Yes it does, through their comprehensive insurance coverage.
Yes, rodent damage would be covered under your comprehensive coverage, your deductible will be applied.
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered. Different policies are, well, different, so they may cover yours, but they very well may not. We blog on this subject some. Please contribute to it to help us create a comprehensive database of insurance company slab leak experiences.
No. RVs require their own insurance policies.
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered. Different policies are, well, different, so they may cover yours, but they very well may not. We blog on this subject some. PLEase contribute to it to help us create a comprehensive database of insurance company slab leak experiences.
Yes and i believe no premium hikes if it was not your fault.
I was told by a State Farm Agent that they do not cover rental cars in Puerto Rico.