No. RVs require their own insurance policies.
I understand, from conversation with State Farm agents, that yes, State Farm, at least here in Colorado, does cover damage done by raccoons, even though State Farm policies may not cover damage done by "rodents" or "vermin". Raccoons are generally considered to be "wildlife" and thus, damage done by them is treated similarly to dmaage done by their distant cousins, bears.
It depends on how the damage was done by the bird.
yes,yes they do
No.
State law is not involved in this kind of situation: the association's governing documents, master insurance policy coverage, together with the owners' HO-6 policies determine responsibility for water damage.
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered.
AnswerIt may vary state to state but generally NO insurance will not cover the leaking pipe but it will cover the cost to get to it and repair the damage done to get to it as well as cover the damage done from the leak. You are on your own with the cost of the plumber. Best bet is to read your policy on exclusions. If it is not excluded, it's covered.
Yes it does, through their comprehensive insurance coverage.
Yes, rodent damage would be covered under your comprehensive coverage, your deductible will be applied.
In the state of Florida, golf ball damage is usually the responsibility of the homeowner. They can purchase homeowners insurance that will cover damage occurring from errant gold balls.
Liabilty will not cover damage from a collision with a deer no matter what insurance company you have. Animal collisions are covered under "Comprehensive" or "Other Than Collision" coverage. Liability only covers damage you do when you are at fault.
Assuming you are asking about insurance, coverage would be determined by your insurance company, not the State of Minnesota. The State of Minnesota will not pay for damage to your car if you hit a deer.