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One of the factors that makes up your credit score is credit diversification. This means having a variety of different types of credit. Four different types you can have is mortgage loans, car loans, credit cards, and department store cards. So having a department store card that reports to the credit bureaus will help your credit.

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Q: Does it help your credit to have credit cards from department stores?
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how can i get help paying my credit cards and hospital bills?

help paying credit cards


Can someone help me compare credit cards so that I can make a choice?

You can compare credit cards to fit your needs by using creditcards.com. You can enter in your credit score, your history, and many other options that will help them match you to a card that will fit your needs. You might also find that the best credit cards are those for stores or through your own bank.


Is there any way I can get a free loan to get instant money and to help build my credit?

You build up credit by making purchases on credit and making payments for them. Since you may not qualify for major credit cards, you can start with either debit cards or get department store credit cards such as Sears, Macys, Kohls, etc. The store credit activity becomes part of our credit history.


How can credit cards help you?

Credit cards can help you purchase numerous stuff without carrying large amount of money. Credit cards provide convenience, security, safety, and peace of mind. If you are in need of immediate cash, credit cards can also help you obtain cash.


Why do credit cards have sixteen numbers on it?

Sixteen numbers are on credit cards to help reduce fraud.


How can credit help you?

Credit cards can help you purchase numerous stuff without carrying large amount of money. Credit cards provide convenience, security, safety, and peace of mind. If you are in need of immediate cash, credit cards can also help you obtain cash.


What are some good credit cards for people who have no credit?

There are various companies that have special credit cards to help you build your credit. Most companies offer secured credit cards, that would be your best bet to build your credit rating.


Are there any sites where one can compare credit card deals?

Credit Cards, Bankrate, and Card Ratings all offer online tools to help compare credit cards. These sites help you compare credit cards and help decide which card would be the best card for you. You can compare interest rates as well as cash back and reward points of many different credit cards.


How do you qualify for credit cards with 0 interest?

It is impossible to qualify for credit cards with 0 interest. You can read about why at www.creditcards.com › Credit Card News › Credit Card Help or www.moneybluebook.com/0-balance-transfer-credit-cards-no-fee/


can i as a senior citizen get a grant to help free me of the debt that i have credit cards and mortgage?

can i as a senior citizen get a grant to help free me of the debt i have including credit cards and mortgage?????????


Can I get a credit card for my bad credit?

If you need to get credit cards to help repair your credit, try secured credit cards. Many banks offer secured cards like Wells Fargo and Citi. You can also try store cards but be sure you pay them off each month.


Which department stores have cards easiest to obtain?

Let me give you some unsolicited advice. If you have bad credit, chances are that you are not so good at handling credit yet. Perhaps the best thing to do is to try to live within your financial means, until your credit heals. By then, you should be ready to get back into credit, responsibly. This would also help you financially since you wouldn't have to absorb the very high interest rates that would often accompany high risk credit.