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I would need more information to give you the best answer but let me guess at what you might mean. If the City is truly At Fault then their commercial insurance would pay for the damages.

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11y ago

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Does liability insurance get you money for a car if your car is totaled?

The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.


What does property damage liability car insurance cover in an accident?

Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.


Does liability insurance cover your car if you are at fault?

Your liability portion of your auto insurance pays for injury and damages for which you are liable to others. Your Comprehensive and Collision portion of your auto policy will cover your own vehicle. One can not be liable to ones self. If you have "liability only" coverage, then their is no coverage for your own vehicle if you were at fault.


How can I get liability car insurance?

To get liability car insurance, you can contact insurance companies or agents, provide your personal information and details about your car, choose the coverage limits you want, and then pay the premium. Liability insurance helps cover costs if you're at fault in an accident that causes injury or damage to others.


What does liability coverage mean?

Liability coverage covers you if you are found liable or at fault for damages. In the case of auto insurance, for example, this coverage pays for damages you cause in an accident that is you fault. This coverage will NOT cover your car damage, however. Just the other drivers car, medical bills, & other property damage.


What type of insurance must you have on a vehicle with four or more wheels?

Automotive liability insurance is required an almost all states, this insurance will cover damage your car does to other cars and people, if you are at fault in a collision. Full coverage insurance covers damage to your car if you are at fault, as well as provide liability insurance.


What if both parties only have liability insurance after a car accident?

If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.


Does your liability insurance cover medical for a person if you were not driving?

Your liability insurance does not cover medical expenses in your vehicle no matter who is driving. Depending on your state and the regulations there, this could vary somewhat. Liability is coverage for the party and passengers in a vehicle that you hit if you are at fault. If you are talking about a person in the other car then yes, but if you mean a person in your car the answer is no. You need to purchase "Medical Payments" or PIP coverage to provide medical coverage fro those in your car.


In Michigan if you are in an accident not at fault and have liability insurance only is the driver at fault responsible for damages to your car?

yes


Does your liaility insurance cover you if your car catches on fire?

No. Liability Insurance or commonly known as Third-party Insurance does not cover damages against fire for your own car. If you want coverage against fire for your own car, you should opt for a Comprehensive Car Insurance Policy as this policy offers all-round protection to you and your car.


Does liability auto insurance cover your car if you hit a pole?

No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.


Does liability cover you hitting your own car?

no it does not, liability covers only the second party.