Liability coverage offers coverage for bodily injury and property damage to the other vehicle and passengers who you hit if the accident is your faulty. It does not cover you or anyone in your vehicle.
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
No, Your general liability insurance covers accidents on the work site. Commercial Auto Insurance would cover the work related auto accident of an employee. If the employee was injured while on the job, Your workers comepensation coverage would also apply.
Sure they can. If you don't like the requirements of the job then don't take that job. They are probably going to insist that you carry a limit if liability equal to their limit as well as the requirement to carry coverage. If you have an accident you will probably be sued and they will be sued as well. In order to protect their insurance coverage they will require you to have this coverage for an accident that is your fault.
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.
Third-party vehicle insurance coverage provides benefits such as financial protection against damages caused to others' property or injuries to others in an accident, legal coverage for liability claims, and compliance with legal requirements for driving on the road.
Hopefully an airbag. Liability coverage will cover damage and injury you cause to another person or their vehicle.
Whether you are driving to work or driving on vacation, the law requires you to carry liability car insurance. The minimum amount of coverage you must carry is mandated by each state. Your coverage protects you in your home state as well as in any other state in which you may be traveling. Liability insurance is mandatory because it covers injury or property damage you may cause. If you get in to an accident that is your fault, your liability insurance will pay up to the full amount of your policy. Today, minimum requirements will usually not be enough if you are involved in a serious accident where someone is badly hurt. To protect yourself from being sued personally, you should buy a sufficient amount of automobile liability insurance.
If it only has liability, then it can't get full coverage benefits. If the driver has full coverage auto insurance, it may pick it up for the vehicle he's driving, but that tends to be rare.
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
Penalties for running a red light and causing an accident can vary by location, but typically include fines, points on your driving record, increased insurance rates, and potential civil liability for damages. In some cases, it may also result in criminal charges depending on the severity of the accident and any resulting injuries or fatalities.
Full coverage insurance typically refers to a policy that includes both liability and comprehensive/collision coverage. However, if your license is suspended, your insurance may not cover you in the event of an accident, as driving with a suspended license is illegal. It's important to check with your insurance provider for specific policy details, as coverage can vary based on state laws and individual circumstances. Always ensure your license is valid before driving to maintain coverage.
Liability coverage is usually much cheaper than a full coverage policy. However, the final price will depend on your driving record and year of the car.