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Answered 2010-08-27 03:04:03

Suicide is covered by most life insurance companies. However, a certain amount of time must pass by from the time the policy is issued. Some states regulate the time that must elapse.

The policy should cover this specific type of death. The delay can be two years.

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I dont think so. Most insurance policies do not cover death by intentional suicide.



Life Insurance Companies do not cover suicide, subject to the "Suicide Clause" limitation in all life insurance policies. The suicide clause stats that no death payment will be made if an insured commits suicide within the first two years (one year in Colorado) that the policy is in force. This clause protects the insurance company against adverse selection - the purchase of a life isnurance policy in contemplation of a planned death in order for the beneficiary of the life insurance policy to collect the life insurance proceeds.


To the best of my knowledge, In the US all life insurance companies cover suicide after 2 years of in force issue.


Yes, suicide is a covered cause of death on life insurance policies, but not until the policy has been in force for 2 years; 1 year in some states.


Life insurance covers death by any causes not specifically excluded. That generally means they don't cover suicide. Life insurance covers death by natural causes, i.e a disease.


Most, if not all, life insurance policies have an exclusion that states that the policy will not pay if the death is ruled a suicide.


Suicide is usually excluded under a life insurance policy. The suicide exclusion usually states that there is no payout of life insurance proceeds if the death is due to suicide within two years of the puchase of the life insurance policy. In some states, like Colorado, the suicide exclusion is one year.


life will cover you for the long haul/ Death will cover the removal of the dead person and put it in the ground


If the insured dies of any causes (except suicide in the first two policy years) then benefit is payable.


Life Cover is a type of life insurance. Life cover is beneficial because it covers many aspects of life insurance, such as dental, medical, and accidental death.


No, Hopefully the stranger had a life insurance policy. Homeowners insurance does not provide life insurance or accidental death benefits.


No, suicide is an exclusion where a death benefit is concerned.


Most life insurance policies have a two year suicide clause that states that the policy will not pay for death by suicide if it occurs within 24 months from the date the application was issued. Death benefits will be paid if it is after that time period. If the suicide occurs during the suicide clause the insurance company will return the premium paid in full plus interest.


Most insurance compnaies have a 2 year suicide clause. Death by suicide after that period, the claim would be paid.


A standard life insurance policy usually contains a provision stating that death that is the result of suicide will not be covered if it occurs within a stated period of time after the issuance of the policy. The period of time varies, but it is frequently two years. The reasoning for this provision is that insurance is intended to cover fortuitous occurrences, not ones that are planned or intended. NOTE= Commiting suicide is never the answer to a problem.


All life insuance policies cover death by acts of terrorism because all life insurance policies cover death by any cause at any time in any place.


Although global life insurance does not cover your car, it will typically cover any means of death. This is important coverage for adults and children.


No life insurer makes payment against suicidal death. Hence, the question of cashing in after a suicide does not arise at all.


None do. in addition-must be on the job most cases.


No. I don't think suicide is not covered by any insurance policy in any state/country. Suicide is willful and intentional killing of oneself and no insurance company will cover it. So, your beneficiary will not get even a single penny if you commit suicide.


Suicidal acts do not come under the purview of life insurance policy benefits.


No, Homeowners Insurance does not provide the coverage of a life insurance policy.


James George Davey has written: 'Life insurance offices and suicide' -- subject(s): Insurance, Life, Life Insurance, Suicide 'Life insurance and suicide' -- subject(s): Insurance, Life, Life Insurance, Suicide 'On medical evidence in our law courts' -- subject(s): Jurisprudence, Insanity 'The Ganglionic Nervous System: Its Structure, Functions, and Diseases'


Most life insurance policies do not pay out for suicide.



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