I think you are referring to PIP coverage? There may be some states that surcharge if you do not have medical insurance as PIP pays for injuries, or death in an auto accident. Most states and insurance companies offer a discount if you do have medical insurance as your medical insurance can also pay for your injuries. Many PIP policies only pay a % of injuries up to a maximum of $10,000.
No. That's what your major medical insurance policy is for.
docters or surgents
Technically, your buddy covers the medical expenses. He might be able to have his medical insurance cover it depending on the injuries AND as long as he DOES NOT mention that he got hurt while on the bike. Once he says that the doctors will not treat him for those injuries because they can't bill med insurance.. Medical insurance companies don't want to be paying for injuries that happened on an auto.
When a person with severe injuries or illnesses, which require emergency department facilities for treatment, are to be transported directly to the Medical. But Persons who are less serious injuries or illnesses should obtain treatment with first aid.
The difference between regular health insurance and major health insurance boils down to coverage. Regular health insurance covers basic procedures such as check ups, minor illnesses and minor injuries. Major health insurance is purchased when one wants coverage for more serious health conditions such as broken bones, serious traumatic injuries and cancer treatments.
Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.
A hospital or other medical practice. A pediatrician specialises in childhood illnesses and injuries.
Check your insurance policy. If you selected medical coverage when you purchased your policy. There is usually a small amount (about 500 dollars) of medical for the named insured that covers minor house hold injuries. Otherwise you would need to look to your health or major medical insurance policy for personal injuries.
Health and well-being is based on an individuals' healthy meaning if they have any illnesses injuries or diseases.