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Insurance and Learners permits

Yes, All 50 U.S. states require that a driver carry the appropriate Financial Responsibility. There is No exception of law in any U.S. state for a learners permit.

A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions.

You can obtain your own insurance or you can be covered under someone else's policy such as the vehicle owners or your parents or legal guardians insurance policy but you must have coverage.

If you are a minor then you can still obtain auto insurance, but due to contract law your parent or guardian will have to countersign the insurance application. It's almost always cheaper to be added to your parents policy. A Drivers Permit comes with all the responsibilities of anyone who operates a motor vehicle on public roads, including your financial responsibility.

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Some Insurance companies have underwriting guidelines that do not require the insured to schedule a newly permitted child of the insured on the policy until after they have graduated from the learners permit to a full license. This has led many people to erroneously assume that this is a matter of law when it is not, It is simply the policy of that particular company not to charge you while your child is learning. Most companies require that all drivers be scheduled within 30 days of licensing or permitting. So Make sure you check with the insurance company first.

In Texas a dealer is required by law to verify that you have Insurance before you can drive the car off the lot. The law does not require you be over 18, only that you have the proper insurance.

Drive safe - Buckle up.

Auto insurance

You would need insurance if you are operating the vehicle on public road

You can lose everything you have if you have an accident and are not insured. The other party can obtain a judgment which can follow you for years or your parents if you are a minor.

Other Opinions When our teenaged boys received learner's permits (the last in 2007) the company told us they were covered under our policy. We did not have to add them to our policy until they received drivers licenses at age 16. Other companies may have different policies. Your insurance company can provide definitive answers.

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โˆ™ 2015-06-05 16:22:20
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Q: Does one need auto insurance to drive with a learner's permit in New Jersey?
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Related questions

Can you drive in Quebec with a New Jersey learners permit?

No


Can you drive a rental car with a learners permit?

No, for company insurance reasons


Can you drive in Georgia with an out of state learners permit?

You can drive in Georgia with an out of state learners permit. You need to be accompanied by a driver over the age of 21, and you have to have valid insurance.


Can you drive in Georgia with a New Jersey learners permit?

It is legal to cross state lines having only a learners permit IF you abide by the original rules that you follow in your state.


Do you need a learners permit to learn how to drive?

that's the purpose of a LEARNERS permit


Can you drive in Arizona with a California learners permit?

No, Arizona does not allow learners permit at all.


Can you drive in the state of Florida on a learners permit without insurance?

The VEHICLE that you are driving must be properly insured.


Do your parents need to upgrade their insurance for you to drive their car with a learners permit?

It's not usually necessary to declare you as a driver with the learner's permit. That comes when you get your license and can drive indepentently.


How late can you drive with a learners permit in New York?

In the state of New York you are allowed to drive with your learners permit from 5am to 9pm


What is the difference between a learners permit and a permit?

There is no difference in a learners permit and a permit. People just say permit because it is shorter than saying learners permit.A permit or learners permit lets you drive with an adult of 21 or over with a valid license.A drivers license lets you drive by yourself without the adult.


Can your son drive a rental car with a learners permit with you?

Yes But He Needs To Have A Learners Permit. Answerd By TG


Can you drive in SC with an out of state learners permit?

No.

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