You can bet on it.
Yes
A DUI can have significant effects on your insurance premiums. Many insurance companies see DUI convictions as a sign of high risk and may increase your premiums or even cancel your coverage as a result. The specific impact on your rates will depend on your insurance company's policies and your state's laws, but it's not uncommon for DUI convictions to result in premium increases of hundreds or even thousands of dollars per year.
If he is on your policy it may result in increased premiums.
Yes , All moving violations can cause an increase in your premiums.
A seatbelt violation will not increase your insurance very much or at all. They will not increase it until the policy is renewed as that is when they pull the driving record again.
Increased risk.
No, Insurance Company cannot increase premiums retroactive. It has to declare before hand from which date the increased rate of premium would be operational.
The chargeability period on a DUI will vary from company to company, but most will look at it for a 3 year period. The other thing to note is that the DUI will prevent you from qualifying for the good driver discount for about 10 years.
You can get a passport with a pending DUI, but you may need additional documents to enter specific countries due to your DUI conviction.
Modified whole life is a whole life policy that charges smaller premiums for a specified period of time after which the premiums increase for the remainder of the policy. Whole life often can change unrpedicatably due to inflation.
While it is not guaranteed that your premiums will go up, there is a very good chance that it will happen. On the positive side, California law prevents your premiums from going up midterm, in fact your premiums can only go up when your insurance is up for renewal or you are creating a new policy.
Your premiums will increase.
Yes, it can be difficult to get insurance if you have been caught driving under the influence of alcohol. Insurance premiums can also be terribly high. This website (http://adrienne2.hubpages.com/hub/How-To-Get-Insurance-After-A-DUI) offers tips on how to get car insurance after a DUI. The most important tip is to not commit a DUI again!