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There are different types of insurance, may be the insurance cover you are opting doesn't cover your stuff when you are outside the house premises. In that case you should ask your insurance agent to provide that insurance to you.

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โˆ™ 2016-07-27 04:18:16
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Q: Does renters insurance cover your stuff when outside your house?
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Related questions

What does renters insurance cover?

Renters insurance will cover your belongings in the house, and will also cover you for any legal mishaps you have with the landlord. It is prudent to have it as if for example there is a flood your belongings would not be covered by the landlords house insurance.

Which kind of renters insurance are recommended for older people with a house?

If your parents bought their house they do not need renters insurance but they do need house insurance. They should insure the house for two things, one for the contents and any damage to the home, and two if there is a mortgage they should have insurance to cover that in the event that anything should happen to either of them.

Does homeowners insurance cover a water leak from a well to the house. It is outside.?

No, it is just for the house and contents.

Can you insure a house that does not belong to you?

You can obtain renters insurance that would cover damage to the contents. The homeowner should already have hazard insurance, so there is not any point in your trying to purchase that.

Does home insurance cover house jacks?

my doors are hard to open and the outside door want lock. do i need house jacks?

Can a renter insure the structure he lives in?

There is renters insurance, but it is on the items the renter has brought into the house/apartment. The owner has insurance on the building.

Does homeowners insurance cover renters belongings when their house was broken into and items were stolen?

If you are the owner of the house, and are renting to tenants (making you the landlord), then you only have insurance on the house (dwelling coverage - not homeowners coverage) and not the personal contents of the renters. In this case, no, your insurance will not cover their loss. It is the responsibility of the renters to purchase insurance coverage on their personal belongings. If you are the renter (tenant), then you have to buy contents coverage on your personal belongings, such as furniture, clothing, etc. The landlord is not responsible for your belongings, whether the loss is from robbery, fire, etc. In order to purchase homeowners insurance you have to own the home (but it can still be mortgaged) and you have to live in the home. Otherwise, you have to have a dwelling policy on the house if you want it insured, whether it's vacant or rented. If, however, there is still a mortgage on the house, the bank (or mortgage holder) will require you to have insurance on it. If the house is paid for, then it is at your discretion whether to have it insured or not, for the value of the house. But if you rent it out, your state may require that you carry liability insurance on it.

What does home insurance cover?

Your house

Can I insure a house without ownership in California?

If you don't own the property, you can usually still get "renters insurance" that will cover the contents of the house and possibly liability for damages (other than those you might cause intentionally).

What types of insurance policy apply for tenants in rental houses?

If you are a tenant who rents out an apartment, house or building for living space it is a great idea to get renter's insurance. Without renter's insurance you could lose all of your personal property and valuables if a fire or burglary ever occured. The homeowner's insurance would cover the dwelling but not your personal belongings. When you're renting, you'll want to buy renters' insurance to cover your stuff. Here's a place that sells policies:

Does regular house insurance replace the home's contents?

Regular house insurance does not cover the contents of the house and so will not cover the replacement of those items. A separate assessment is made of the contents of the house and a separate amount is charged for their insurance.

If you fall in your house does your insurance cover you?

It would depend on the reason for your fall, but most likely your insurance would not cover you for that.

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