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Does replacement insurance require the house to be built in the same location or can it be another location?
Wiki User
∙ 10y ago
All of the policies I have looked at consider "replacement" as the rebuilding of the dwelling on its existing location. If you go somewhere else to build, you get the face value, not the replacement value. You also have the issue of cleaning the debris from your lot if you move on. Your insurance isn't going to cover that unless there is a rider. Then you should still own that lot and be able to sell it on your own, but don't assume anything.
Wiki User
∙ 10y ago
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