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Short. You can always renew the policy and extend it to being longer. But for term insurance it is for a short amount of time. Usually you can get good rates if your younger and in good health.

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Q: Does term life insurance refer to short term or long term?
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Can you take out a life insurance policy at age 85?

short answer: Yes. long answer: The only life insurance you would be able to get is term life insurance and that would be very expensive due to being 85.


How long does a life insurance policy have to be in effect where it cant be questioned?

Refer to the Incontestable Clause in your life insurance policy. The Incontestable Clause states that after the policy is In Force two years, the company cannot void it because of misrepresentation or concealment by the insured in obtaining the policy.


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The basic difference between long term life insurance and whole life insurance is that a term policy is life coverage only and this is also considered an advantage. One can buy a long term life insurance for periods of one year to 30 years, whereas whole life insurance is a combination of a term policy with an investment component.


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How long do you have to wait to receive money on life insurance?

Once you file a claim properly you should have the death benefit check in a few short weeks.


How long does it take to cancel your life insurance policy?

I have a whole life insurance policy, how long does it take to cancel it, also can I get money back from it.


How long does it take to get the claim check from a life insurance policy?

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Does seeing a pychologist diqualify a person from life insurance?

Not at all as long as you get to the "right" life insurance company. There are a number of life insurance companies that specialize in depression life insurance, bipolar life insurance, anxiety life insurance. The key is to work with an impaired risk life insurance expert who can direct you to the correct company based on your specific circumstances.


What products does Prudential life insurance offer?

Prudential offers a variety of life insurance policies. Some of the different life insurance policies that they offer are Term Life Insurance, Universal Life Insurance, Variable Life Insurance&as well as Survivorship Life Insurance. bAlong with these different types of policies they also offer retirement planning, annuities and long term care insurance.


What are some services offered by Bankers Life and Casualty Insurance company?

The services that the company Bankers Life and Casualty Insurance offers is mostly insurance. Some of the insurance they offer are life insurance, long term care insurance and annuities.


How long before you are vested for life insurance?

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What are some of the best long term care insurance ratings?

There are a few of them that have high ratings for long term care insurance. They would be American General Life (AIG), Bankers Life and Casualty, State Farm Insurance, and New York Life Insurance Company.