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Health insurance open enrollment is typically offered by companies for 1 to 2 months out of a year as a way for many companies to allow employees to easily change their insurance coverage.
There are many companies that offer affordable health insurance coverage. Some of these companies are: Aetna, Blue Cross Blue Shield, Cigna, and Health Net.
Health insurance coverage is mandatory in Massachusetts for anyone over 18 who can find affordable insurance. Those with low income may be eligible for insurance at no cost.
Standard Insurance is an independent insurance agency specializes in automobile insurance, providing coverage for various situation at affordable rates.
NIB is an affordable health insurance option for most people. Some people have found the claims process complicated and the coverage insufficient however.
By contacting your state Department of Insurance you can obtain a list of insurance companies that are reputable. Each insurance carrier can provide a quote. It is always recommended that you compare the coverage as well as the rates among insurance carriers.
Geico can make the plan affordable for you. It all depends on what kind of coverage you want and the deductible that you are willing to pay. As with all insurance the higher the deductible the cheaper the monthly payment will be.
Most insurance companies that do offer dental and vision coverage are a bit more expensive than average, but well worth the cash. If you already have regular insurance with them it shouldn't cost too much extra to up the coverage.
I went with Progressive Insurance. Their quote was less with better coverage than Geico and Nationwide.
At Open Enrollment (yours or his) you can make a switch to one or the other. Between those times, most plans will not allow you to make a change of coverage unless you have a life event (ie job loss, marriage, death). So if you want to drop your spouse's insurance during your open enrollment, you probably can do so. Check with your company's human resource/benefits department.
There are many companies offering life insurance policies to self employed individuals. SunLife, Aetna, and Manulife are just some of the insurance companies which have affordable life insurance coverage one can purchase.
Affordable car insurance can be found in every state. Safe Auto is a company that specialises in mininum coverage, so it will be cheap and legal. But it may not cover as much as you would like.