MyFico is a company that provide information about credit score. They invented the FICO score and provide up to date information to their clients. A number of cpeople however have complained about their services.
Online Credit Reports are extremely accurate if they are obtained from on of the 3 major credit reporting bureaus. Be careful that you don't get scammed by checking your report through a company that is not affiliated with the 3 Credit Bureaus.
It happens and can be disputed. Call you credit card company or credit agencies.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
It depends on what you mean. If you have erroneous information on your credit report, contact the credit reporting agency and tell them you want to file a dispute. If you're referring to a negative credit account or report that is in fact accurate, you usually cannot have that removed. Entries on your credit report are removed automatically after 7-10 years depending on what it is.
You can report a credit card company to the attorney general of your state. Your state may also have a complaint line against businesses. You can also report them to the Better Business Bureau.
Most online credit reports are accurate. However, if you receive a copy of your credit report and there is a decrepancy, call or write the credit report company to get this corrected.
An excellent place to check your credit score online is myFICO, a website where you can check your FICO score as well as your credit report. Another website allows you to find out your Experian credit score.
Online Credit Reports are extremely accurate if they are obtained from on of the 3 major credit reporting bureaus. Be careful that you don't get scammed by checking your report through a company that is not affiliated with the 3 Credit Bureaus.
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
There are a lot of companies who offer free online credit reports. Some of these include AnnualCreditReport, Equifax, CreditKarma, myFICO, and Experian. AnnualCreditReport credit reports can be ordered online, by mail or by phone.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
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Call the credit card company
You should call the credit card company.
It happens and can be disputed. Call you credit card company or credit agencies.
You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.
There are three major credit sources. Assuming 3 in 1 includes these 3, it should be very complete. Credit claims can be wrongly filed against you so, only a critique of the specific information in your report could tell how accurate it is.