You can report a credit card company to the attorney general of your state. Your state may also have a complaint line against businesses. You can also report them to the Better Business Bureau.
It happens and can be disputed. Call you credit card company or credit agencies.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
No, it is illegal, and if you are a victim of this, you can have it removed from your credit report by disputing it with the bureaus. After the statute of limitations is up on any trade line, it can not be placed back on your credit report.
Order a copy of your credit report. The credit report will contain a list of all credit accounts in your name. In the United States, you are entitled to one free credit report from each credit reporting company each year. There are three main credit reporting companies.
The Free Annual Credit Report company does exactly what its name suggests. It offers free credit reports to interested individuals. The site is sponsored by TransUnion and Equifax, amongst others.
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
Free Credit Report .com baby!!!
Call the credit card company
You should call the credit card company.
To get a freecreditreport.com. Here you will be able to get a free credit report, they will also offer advice on ways to raise your credit score amongst other credit issues.
It happens and can be disputed. Call you credit card company or credit agencies.
You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.
Credit report?
One can find out how to obtain a free credit report by directly contacting your credit card company and requesting a free credit report, this can be done once a year.
Finding one's company credit report can be done by purchasing it from a business credit bureau. Dun and Bradstreet as well as Experian offer subscription services to allow for the access to one's own company credit report at any time.
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.