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Answered 2011-01-12 06:59:51

Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was At Fault, his or her insurance should pick up the tab.

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Saga car insurance like any other car insurance company provides insurance based on the customers needs. Saga car insurance has the ability to customize client quotes to better serve said client and therefore will be good coverage for said client.


Insurance will pay to repair, replace, or pay the actual cash value of the vehicle at the option of the insurance company. On a new vehicle that is financed I always recommend that the client purchase GAP coverage. GAP coverage pays the difference in the actual cash value of the vehicle and the balance of the loan or lease payoff. This is a good idea especially in the first year or so after the vehicle is purchased. The first year a new vehicle depreciates so much that the GAP coverage can really help out. The cost of GAP insurance from you insurance company is much less than purchasing it from the dealer.


Yes, If your client has a claim against you for damages resulting from your professional advice or services, Your professional Liability insurance will provide coverage for the insured's defense cost as well as coverage for the client if you are determined to be liable.


An Insurance Underwriter is a person who determines the risk in insuring a client, evaluate insurance applciation and determine the coverage amount and premiums.


If some company or information provider such as a credit bureau has inaccurate information on you, you would need to contact that company to have that erroneous information corrected. Otherwise you will likely have more insurance companies deny you coverage based on the same erroneous information. The insurance company is not responsible for inaccurate information maintained by a totally separate business entity such as a credit bureau.


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An insurance agency represents the insurance company. This is the decision of the client, not the agency or the company. This has no bearing on the fault of the accident...unless they have not inspected the vehcile yet...when in most cases the vehicle is stored at a facility.


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If your client has his or her employees deliver food, whether in a company-owned vehicle or in the employee's personal vehicle, they have an Owned, Hired & Non-Owned coverage exposure. This coverage should be considered a "must have" for your client's protection. SISI offers a competitive program designed to provide Owned, Hired & Non-Owned auto coverage for the hard-to-place risks that the standard markets exclude. We can provide coverage on any type of fast food or other restaurant delivery, as long as there are no time guarantees.


once the insurance has paid out the policy limits that's it. they do have to defend their client if you choose to sue their client for further damages which you can do.


The client submitted erroneous information on the insurance form, and therefore, was denied coverage.


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To make this clearer I called this agent stating I wanted to make a claim against his client. He is an independent agent, and sells insurance from many companies. He is giving me the run around. Is required to tell me the name of the company that insures his client?


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In short-term insurance client might disguise a crucial information before buying the policy, which he might disclose later to claim the amount, misguiding the insurance company.


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To bring in new business into the company. To retain and service old account To create awareness on insurance product to prospect To educate prospect/client on the right insurance policies to be taken


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