Auto insurance should always be in the name of the owner of the vehicle. The only time it is allowed to be otherwise is in the case of family situations such as husbands and wives and children members of the household. Since an insurance policy is a legal contract you cannot insure a vehicle that you do not own. If you do so the policy is void and the company cannot pay the claim if it occurs.
Ask your insurance company. It is likely that you parents will need to be the owners.
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The info you need is here http://ezinearticles.com/?Michigan-Car-Insurance-Quotes-And-The-Minimum-Requirements&id=488771
Yes,you do.
In Michigan you are required to have auto insurance or face fines and jail time. You will need personal injury protection, property protection and residual bodily injury and property damage liability insurance.
You will need non-owners insurance. Most companies offer this. This is for people without regular access to a vehicle.
the info you need is the drivers name, the car insurance company they use, the car insurance agent they use, the car plate number, the owners name, and the phone number of the driver.
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
You need to have your sister schedule you as an covered driver on her auto insurance policy to be covered. Non Owners Insurance will not cover you in any vehicle to which you have regular access.
Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.
The only time you would not need it is if your personal auto insurance policy already covers you for your business use. If they would not cover then you need to purchase commercial insurance for that vehicle.
It is not mandatory for inventors or owners of a product to carry product liability insurance. Most insurance agencies will say that it is wise for them to obtain product liability insurance in order to protect them from potential risks.