Normally the other drivers ins should contact you. The first driver listed on an accident report is normally the one At Fault but not always. If you are not contacted within three days it is best to contact your own insurance. Most insurance companies will file a claim, go after the responsible driver and settle the claim. You may be required to pay your deductible in this instance but it should be refunded to you when the other parties insurance makes payment.
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.
No, the insurance company when settling the claim will have you sign a waiver of damages for their insured before giving you a check.
ANYBODY needs the mandatory coverage - protects the drivers in the case of at fault
Not if it is deemed to be 100% the other drivers fault and they have insurance.
Doubt it. Contact policy services for your company, or your states dept. of insurance.
YOur broker should answer that for you - they would contact the company on your behalf to find out.
If you rearend someone, regardless of road conditions or the other drivers disposition on a drivers lic or insurance, you are still responsible. Not having a license or insurance is a civil matter, not involving insurance company.
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
You should contact your insurance company and let them know. Your insurance company should take care of the rest.
If you are not at fault, then you should contact the other driver's insurance company. You may need to involve a lawyer. You should also have insurance. You're an idiot not to.
You need to contact your agent of policy services dept. for your insurance company and they will be able to tell you this is company specific in most cases.
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
No you don't have to call the at fault insurance company. You have to get the information from other driver, give this information to your insurance company/agent. You have to get the collision report from reporting center. If the damage is more than $1000 and somebody is injured too, you may call police and send the police report copy to your insurance co.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.
If you have filed a claim or a loss report with the Insurer of the at fault Driver, then "yes" they are required to respond to your claim. The time limits imposed on their response will vary depending on your state Insurance laws. Each state regulates the insurance industry as operates within it so the rules will vary from state to state. An Insurer however is generally not required to contact you if no claim or loss notice has been presented to them.
Hopefully the Police can provide the info, if not hopefully your insurance company can. You may end up filing a lawsuit, with all the expense, to force the government to release the contact info.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
No, you can't. When you collect from your insurance company, they will pursue the other driver's insurance because the accident wasn't your fault. When your insurance company finds out that you collected from the other insurance company already, they will come after you. It's called double-dipping and it most likely wouldn't end well.
Yes you can. that is why you have to trade insurance information when an accident occurs. They will handle it from there and will most likely want to do an investigation.
You do not sue the insurance company. Any suit is filed against the at fault party only. The insurance company will defend their client and pay damages according to the terms of the policy.