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Does the owners liability insurance cover contents of a a fire when the renters lost everything?
Wiki User
∙ 12y ago
The owners insurance is for the owners own property and legal liabilities, so unless the owner is somehow responsible for starting the fire, the owner would not be liable for the tenants property.
Wiki User
∙ 12y ago
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Does renters insurance cover television damages?
If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.
Where can one find information on renters liability insurance?
There are many place to get Renters Liability Insurance,some of which are State Farm,Geico,Shelters insurance, and there are many more to check out what they offer.
What are the differences between homeowners and renters insurance?
A homeowner can insure the property and owned contents. A renter does not own the home so they can only insure their own contents. Liability coverage can be purchased on either policy type.
What does renter's insurance cover for an apartment?
Renters insurance can be purchased for an apartment or rented home or condo. Most standard policies come with contents coverage, liability coverage, and reimbursement for external living expenses in the event that your residence is significantly damaged. Here is an informative article I found on how to find affordable renters insurance: http://www.insuranceagents.com/free-renters-quotes.html
What types of liability insurance are available?
It depends on whether you are talking about a liability insurance for cars. There are various insurance available to car owners and renters. There is also business liability insurance (doctor, lawyer, accountant, etc.).
Does renters insurance protect contents against flood damage?
Flood is excluded
Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?
No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for.If the renter chose not to purchase a renter insurance policy, Then the renter was negligent to the extent that the renter chose not to purchase a renter insurance policy, perhaps with the mistaken belief that the owners policy would cover them.
Can a landlord make you get homeowners insurance?
Sure. If it is part of the contract and you sign the contract then you must abide by the contract and purchase the homeowners insurance. The policy you would need to get is an HO-4 which is for renters. It covers you for loss to your contents and liability as well.
Is contents insurance in the United Kingdom similar to homeowners insurance in the United States?
"Yes, you are correct contents insurance in the United Kingdom is what we call homeowners insurance in the United States. It is more like a renters insurance."
Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Is renters insurance included in your rent?
Chances are: no. Renters insurance covers your personal property and liability and not your landlords. As such they would have little reason to provide insurance on your behalf. Luckily, renters insurance is usually very easy to obtain and even more affordable. A quick google search for renters insurance will direct you to plenty of sites that can assist you with obtaining a policy.
How can you get liability insurance on your mobile home to cover renters of it It is in a mobile home park in Florida?
Consult LOCAL insurance companies.
