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If you are asking whether your own insurer will pay damages to the owner of a vehicle that you vandalize, the answer is No. This is because insurance does not provide benefits for intentional acts. Instead, it applies to negligent (careless) acts.

If you are asking whether auto insurance may pay for the repair of your car if it was vandalized by someone else, it may. An insurance called "comprehensive" coverage, that is usually sold in conjunction with collision coverage, will usually pay damages resulting from vandalism.

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Q: Does your auto insurance pay if you vandalize a vehicle?
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