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The vehicle being towed has to have physical damage coverage itself in order to be covered for damage. A vehicle towing another vehicle does transfer the liability insurance to the trailer or object it is legally towing but the physical damage done to the object being towed does not transfer.

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Q: Does your full coverage auto insurance cover vehicle in tow as well?
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No. Since you said it was "non covered". that would indicate that you have no coverage for that vehicle.


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