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An inspection would likely be necessary - coverage depends upon the cause of the failure. Specifically, it would not be covered it the failure was the result of ordinary wear and tear. However, there may be coverage if the failure resulted from, for example, a lightening strike or some other unanticipated and non-preventable occurrence.
First and foremost, check the policy for exclusions or exceptions for boiler-related losses.
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∙ 13y ago
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Is a boiler cover a type of insurance?
There is a type of insurance that is often called boiler cover insurance. Because boilers are not usually covered by standard home insurance you can get a separate policy that covers just the boiler.
What is the difference between boiler cover, central heating cover and home cover?
The boiler service and central heating system, including the radiators, are covered under the Boiler & Central Heating System Cover. The annual boiler service is also included in this. In comparison, the home cover policy has all the elements listed above but also covers problems not related to boiler heating service.
Does home owners insurance cover broken wells?
It depends on your policy, what is broken and how it broke. A lightning strike which burns out the well pump is probably covered. A collapsed well casing due to age is probably not covered.
Does home owners insurance cover if your friends car was broken into?
If YOUR belongings were in the friend's car and they were stolen, they are covered on YOUR homeowners or renters policy. If your friend's belongings were stolen from a car, HIS or HER homeowners/renters policy would pay.
Does home owner's insurance cover a boiler?
It can. The problem with homeowner's insurance policies is that you are never really comparing apples to apples, and then there is the degree of coverage. The policy will most surely cover aspects of the boiler and damage that may ensue from boiler problems, but only reading the policy would explain if it does. Some home warranty policies may cover this as well. Home warranty policies have been expanding their coverage these last few years, and they would possibly cover repairs to a boiler (yet again, policies are different from each company).
What does an HOB home owners policy cover?
You are probably referring to an HO-3
Does renters insurance cover a guests broken belongings?
it will tell in the policy
Does home owners insurance cover everyone in the house?
That would depend on the wording of your policy.
Does home owners insurance cover broken furnace?
Insurance will not typically cover a broken furnace due to the wear, tear and deterioration exclusion. Some reasons insurance company will cover a broken furnace if it was vandalized, damaged by fire or water.
Does home owners insurance cover a replacement tree that was 100yrs old?
It just depends on what type of policy you purchased and what coverage you have. Some policies cover shrubs and trees while others just cover the structure and owners liability. If you have a broad homeowners HOC or "All Risk Policy" then it probably will.
Will a home owners policy cover a motorcycle burned in a fire?
If the motorcycle was inside the garage of the house, most likely it will be covered. Check your policy.
Does met life basic insurance cover a broken pipe under your house?
Most home owners policies will cover it unless the water from the broken pipe did not cause any damage to the property.
